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Recent Posts

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Front Page / Re: Curious about tax on pension?
« Last post by SG on Yesterday at 20:36 »
Hello Adrian V welcome to FPF.

Just a reminder that this thread is on the 'Front Page' which is open for the world to see so be careful about anything personal that you post
Front Page / Re: Curious about tax on pension?
« Last post by Adrian V on Yesterday at 20:35 »
What enrages me is that my actual DWP pension is 500 above the personal allowance, so I end up paying 100 tax before I've even damn well got it! This tax is usually taken off my private pension, which I've saved for all my working life, and is a fixed gross sum so not increased for inflation. If you get a bit of interest or dividends, both already taxed, everything is grossed up and if you go over 34500 you're taxed again. No wonder the Black Economy is flourishing.
Front Page / Re: Tattoos
« Last post by Harold on Yesterday at 20:09 »
People get tattoos to sickenize decent people.

In Greece, how do you separate the men from the boys ?
 With a crowbar.

I will explain it when you are older.

Front Page / Re: Tattoos
« Last post by Adrian V on Yesterday at 20:03 »
I think the association of tattoos with criminality is outdated these days. Discrete tattoos are fine, but although this may sound sexist, I have seen many beautiful young ladies whose looks have been totally spoilt by very visible "body art" that completely ruins their appearance, so they look as if they've been graffitied by blue and black ink. Those thinking of getting a tattoo should bear in mind that visible tattoos are unacceptable in a position where one has to deal with the public, for example as a receptionist or in sales.

I don't understand your vehement dislike of Turkish Delight. Is it the name? It's just a sugar confection flavoured with rose water and thickened by gelatin, either dusted with icing sugar or chocolate-covered.  Incidentally, when I was in the southern part of Cyprus they made an identical sweet but of course they called it Greek Delight as they don't really get on with the Turks.
Front Page / Tattoos
« Last post by Harold on Fri 22-Jun-2018 | 02:54AM »
Does it sickenize you when people have tattoos ?  If not, what does it take to turn your stomach ?  Most wear tattoos because their friends did so.  But some of my friends eat Turkish delight which I would not give to a dog.  I'd rather starve to death and die than eat it.  If I don't give a damn about alleged world opinion, why should I be influenced by brainless sheeps who cannot think for themselves ?

"Someone who has a brain and refuses to use it is no better than someone without a brain."
Front Page / Re: Curious about tax on pension?
« Last post by SG on Wed 06-Jun-2018 | 21:25PM »
If I may, can I point out that this thread is on the Front Page - ie it is open to view to the world!  Given the subject matter, please be wary of posting anything personal.

Front Page / Re: Curious about tax on pension?
« Last post by magellan on Wed 06-Jun-2018 | 18:15PM »
Yep, that's the way it works. You are taxed on income, it matters not whether that is income from pension or work earnings. The good news: if your total income in the tax year 2018/19 is less than 11,850 you'll pay no tax at all.
Front Page / Re: Curious about tax on pension?
« Last post by Cassiopea on Wed 06-Jun-2018 | 18:07PM »
Say your state pension was 10,00 and your earnings were 18,000 then your total income is 28,000.  Your personal tax allowance is 11,850 per year.  Deduct 11,850 from the total and you are left with 16,150 which will be taxed at 20%.  You do not pay NI if you are of state pension age and you need to get a form for this to show your employer. The tax code will go on your work pay.

If however the total comes to over 34,500 you then start paying 40% tax after personal allowance has been deducted.
Front Page / Re: Curious about tax on pension?
« Last post by Gillian on Wed 06-Jun-2018 | 17:50PM »
If your pension and your wages together come to more than the current tax allowance then you will pay have to pay tax.   The HMRC will give your employer a tax code to use.   How much you pay depends on how much you earn.
Front Page / Re: Curious about tax on pension?
« Last post by Norn on Wed 06-Jun-2018 | 16:30PM »
If you keep working past retirement age, you can defer taking your state pension. This gets more valuable depending how long you defer for. 
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